By Sarauniya g Usman, Abuja
The House of Representatives Committee on Housing and Habitat has lauded the Federal Housing Authority (FHA) for solid structure at its Housing Estate in Zuba, Federal Capital Territory (FCT).
Chairman of the committee, Mr Mustapha Dawaki, who spoke on behalf of the committee during its oversight function at Abuja Mass Housing Project handled by the FHA on Wednesday in Abuja said,“the houses have integrity, and will stand the test of time”.
“We are very impressed with the kind of structures we have seen here, even my colleagues that are engineers and architects are well pleased”.
“From their comments there is no cause for alarm, these buildings have integrity and are affordable to civil servants, even people from the informal sectors can come here and buy houses”.
“In the structures here, there are one bedroom, two bedrooms, three bedrooms flats and terraces, it is affordable to each and every person that wants to buy; depending on their income”, Dawaki said.
Dawaki however said the committee observed that in areas of sites and services much work needed to be done and urged the authority to do something about it before rain sets in to prevent stagnant water.
“My advice, especially, to the civil servants that have served the country for many years is that they should also get shelter for themselves, these are the kinds of opportunities they should look for, to get a house”.
“We have Federal Mortgage Bank of Nigeria (FMBN) and if you are a contributor of National Housing Fund, you can take this house and can get mortgage from FMBN not more than N15 million”.
“Even the biggest, the three bedroom terraces is 15 million so which means that with your equity contribution, what you get from FMBN you can be able to buy this as a civil servant and at the same time”.
“Because, when you look at the year of retirement, you look at what you are going to contribute, the contribution you have in the FMBN with whatever is going to be augmented for you to buy then you can afford this house”.
“Even, people in the informal sector can also buy these houses because it is not only for the civil servants, you have other sectors also, you have cooperatives in different places, they can also come and buy, they can buy as a cooperative and give to their people.
This is the kind of opportunity that is open to Nigerians to come and subscribe.
On if more funds would be allocated to the FHA for providing affordable houses for citizens, he said that the organisation generates funds by itself by building and selling off to off-takers and the money ploughed back into the pool to build more houses.
“They can also seek for amendment of the act and also do a kind of funding from private sector, so that they can come and do all these things.
He added that the agency could go into partnership with other organisations in a Public Private Partnership (PPP).
While speaking on reduction of the housing deficit in Nigeria, he said it was not only FHA that provides social housing.
He said Family Homes and the National Housing Programme in all the states of the federation and FCT were all meant to provide affordable housing for citizens.
About a total of 764 units of houses are in the estate and would soon be ready for off-takers..
FHA a wholly owned agency of the Federal Government of Nigeria, was established via Decree 40 of 1973 now cited as Act CAP F-14 Laws of the Federation of Nigeria 2004.
The Authority is supervised by the Federal Ministry of Works and Housing. The Authority became partially commercialised in accordance with Decree No 25 of 1988.
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